Your Financial Health Score
You should perform an annual financial health evaluation, as outlined in class 1.104 Financial Health Checkup. Below is a diagnostic tool to get you started. The checkup is a self-assessment. In addition to questions about debt and credit score, it contains a number of questions about attitudes toward money and systems, as one of the goals of Demystifying Wealth is to create foundational money habits that will serve you throughout life. Most people will score comparatively low the first time, so see the score as baseline for a work in progress. Take the missing items as personal challenges. There are few overnight fixes, but imagine how your future self will feel in 12 and 24 months if you start your wealth-building journey today.
Personal note: My only concern is that no one should feel discouraged. Most testers fared poorly before taking the courses (the median score was 28). If taking an assessment would help motivate you to accept the challenge to improve your financial muscles, then take it. Otherwise, feel free to skip until after you have completed the courses as discouragement is never good. The only barrier to your wealth journey is that no one ever taught you.