Demystifying Wealth | David Frazee | Activity

David Frazee posted a new activity comment

Wed, 18 Oct 2023 21:10:01 +0000

Historically, ETFs were much lower cost than mutual funds, even for the same underlying investments, such as the same index. That is really no longer true, or it is at least a case by case matter. The primary difference that would matter to someone investing long term is the taxable treatment of dividends. ETFs are usually structured to…

In reply to - Robert posted an update

I recently read [Vanguard founder] John Bogle’s The Little Book of Common Sense Investing. If I’m understanding his chapter on exchange-traded funds (ETFs) correctly, he suggests […]

David Frazee posted a new activity comment

Sat, 30 Sep 2023 23:15:34 +0000

Always feel free to ask questions no matter where you are. It is what the Atrium is for! Lesson 105.3 covers this topic (By the way, I give lesson references only to help you find answers easier.) I recommend you find something that has no fees and no minimum, is FDIC insured, has no fee overdraft protection and no overdraft fees, offers… Read more

In reply to - Simone posted an update

I haven’t gone very far in the courses so I am not sure if I am allowed to ask questions yet, in case it is answered later, but I hate Wells Fargo and want to switch to something […]

David Frazee posted a new activity comment

Fri, 29 Sep 2023 21:16:36 +0000

Welcome to the site and thank you for posting. I can see the number of people who visit the Atrium but don’t post. I know we are still in pre-release but post a quick intro. Ask a question. Respond to someone!

In reply to - Marvin posted an update

Hi all, I’m a friend of David’s and the owner of Bridgeopolis Chess and Bridge.

David Frazee posted a new activity comment

Thu, 28 Sep 2023 04:08:23 +0000

There are a lot of articles about essentially using HSAs as a “hack” to turbocharge college savings since you can deduct contributions and invest the funds aggressively in stocks and funds without it hitting your financial aid calculations for yourself or your children, as Kevin mentions above. I would consider these an advanced strategy for… Read more

In reply to - shreen.ghaleb12@gmail.com posted an update

When opening up an IRA, what is the best to start? A ROTH or a Traditional IRA? What is the main difference?

David Frazee posted an update: Quick poll: Would you want videos where I analyze […]

Wed, 27 Sep 2023 21:47:03 +0000

Quick poll: Would you want videos where I analyze someone else’s finances in depth following all the strategies in the class and help them come up with a plan? I have had three requests for videos like that and always want to listen when things are repeated. Follow up: would any of you want to be a subject of such a video? You can email me…

David Frazee posted a new activity comment

Wed, 27 Sep 2023 16:55:57 +0000

A most excellent suggestion. And yes. I’ll append it to class 105 when done.

In reply to - shreen.ghaleb12@gmail.com posted an update

When opening up an IRA, what is the best to start? A ROTH or a Traditional IRA? What is the main difference?

David Frazee posted a new activity comment

Wed, 27 Sep 2023 16:49:06 +0000

HSAs are covered briefly in 105.7 and I mention that for many people they can be a priority equal to or perhaps higher than a Roth IRA. You are right that they deserve more attention and it is already on the roadmap for the future. I needed to keep the first set of courses under 10 hours, but I want to know what you want for future classes and webinars!

In reply to - shreen.ghaleb12@gmail.com posted an update

When opening up an IRA, what is the best to start? A ROTH or a Traditional IRA? What is the main difference?

David Frazee posted a new activity comment

Wed, 27 Sep 2023 16:29:01 +0000

If you are eligible, always start with the Roth IRA as it offers substantial benefits over a traditional IRA. It is one of the best deals available and, once your toxic debt is paid down, almost always one of your highest priorities. If you are young and starting out, I would even recommend side jobs and extra hours to max it out every year… Read more

In reply to - shreen.ghaleb12@gmail.com posted an update

When opening up an IRA, what is the best to start? A ROTH or a Traditional IRA? What is the main difference?

David Frazee posted an update: The site pre-launch will be happening in the next day. […]

Tue, 26 Sep 2023 03:54:52 +0000

The site pre-launch will be happening in the next day. I want to thank everyone who will join and add to the discussion. Please use this community as an opportunity for meaningful conversations about wealth and strategies. There are no dogmas here and the range of reasonable opinion is wide, so long as it is sincere and based upon…

David Frazee posted a new course.

Tue, 22 Aug 2023 07:11:51 +0000

David Frazee posted a new course.

Tue, 22 Aug 2023 07:05:55 +0000

David Frazee posted a new course.

Tue, 22 Aug 2023 06:56:51 +0000

David Frazee posted a new post.

Sat, 08 Jul 2023 00:06:43 +0000

What is Demystifying Wealth?

Many Americans are in debt, stressed, underskilled, and working at jobs they will hate until they die or retire with little or no savings, perhaps

David Frazee posted a new course.

Fri, 07 Jul 2023 00:54:12 +0000

David Frazee posted a new course.

Fri, 07 Jul 2023 00:52:57 +0000

David Frazee posted a new course.

Fri, 07 Jul 2023 00:46:16 +0000

David Frazee posted a new course.

Fri, 07 Jul 2023 00:10:54 +0000

David Frazee posted a new course.

Fri, 07 Jul 2023 00:08:46 +0000

David Frazee posted a new course.

Fri, 07 Jul 2023 00:05:39 +0000